Q. Will you act as our fiduciary?
A. Yes. The Relaxing Retirement Coach, Inc. is a SEC registered investment advisory firm who adheres 100% to the fiduciary standard.
As a fiduciary, we have a legal obligation to act in the best interest of our members (not our own) at all times. We strongly believe in full transparency and we avoid all hidden conflicts of interest.
Q. Are you affiliated with a broker-dealer?
A. No. We strongly believe that our members’ interests are best served by completely independent and unbiased advice. We are not registered with any broker-dealer firm or insurance company.
Q. How are you compensated?
A. There are two phases in The Relaxing Retirement Coaching Program™:
Phase I: Retirement Blueprint Development™
To custom design your Retirement Blueprint™, we are paid a fixed flat dollar fee which covers the preparation of your Retirement Blueprint™ and all meetings involved.
Phase II: Retirement Blueprint Management™
Members who qualify to participate in Phase II: Retirement Blueprint Management™ pay an advisory fee which is calculated based on a fixed percentage of your investment assets managed in our program.
Your fee also provides for a completely updated Retirement Blueprint™ each year. Prior to acceptance, your specific fee rate is determined and communicated with you in your written agreement.
Relaxing Retirement Coaching Program™ members do not pay, and we do not receive commissions for buying and/or selling investments.
We do not recommend financial instruments with surrender or redemption charges commonly found in annuities and mutual funds.
Q. Why do your members choose to work with you and your program?
A. The old adage that “you can’t be all things to all people” is especially true when it comes to financial advice. There is simply too much to know. If you have a history of high blood pressure, and your father and brother both passed away in their 50’s from heart attacks, would you feel 100% confident with a doctor who is a general practitioner who treats your whole family, but who also sees patients who have cardiac issues? You would likely want to see a respected cardiologist in your area who does nothing else but treat people who have cardiac issues. The stakes are just too high not to.
During this critical transitional phase in your life, we believe your stakes are equally as high. While many investment firms offer a generic list of services to the masses, the entire focus of The Relaxing Retirement Coaching Program™ is helping dedicated savers confidently transition from saving what they’ve earned to spending what they’ve saved so they can experience the life they’ve earned 100% on their terms.
Q. Do new members need to have a certain amount of money to join?
A. Given the very nature of our program, those who benefit are dedicated savers who have invested a large percentage of their earnings during their working years.
While most have accumulated more, new members must have a minimum of $1 million in investment assets to participate in Phase II: Retirement Blueprint Management™
Q. Can we participate in Phase II: Retirement Blueprint Management™ without having a Retirement Blueprint™ designed first?
A. No. Just as you would expect a medical doctor to perform a thorough examination prior to performing invasive surgery or prescribing medication, we will only recommend solutions after strategically crafting a custom-designed Retirement Blueprint™ based on your unique priorities, goals, and resources first.
Q. If you design our Retirement Blueprint™, do we have to participate in Phase II: Retirement Blueprint Management™?
A. No. Once your Retirement Blueprint™ has been created in Phase I, you may participate in Phase II: Retirement Blueprint Management™ if you qualify, but there is no requirement to do so.
Q. Will my information be kept confidential?
Q. Will you work with me if I live outside of New England?
A. The majority of our current Relaxing Retirement members live in New England. However, some have now moved to various parts of the country and our relationship has continued. This is determined on a case-by-case basis.
Q. Do you provide any guarantees?
A. Yes. While providing an investment performance guarantee is forbidden in our industry, we provide two unconditional guarantees.
The first guarantee is for any dedicated saver between the age of 58 and 65 who takes advantage of a free Retirement Strategy Assessment™.
The Retirement Strategy Assessment™ Guarantee:
We value your time. At the end of your Retirement Strategy Assessment™, if you don’t believe this is the best investment of your time you’ve ever made in your financial future, we will give you a $100 gift card to Amazon or your favorite restaurant, or make a $100 donation to your favorite charity.
The second guarantee is for accepted Relaxing Retirement Coaching Program™ members:
The Relaxing Retirement Coach Sliced Bread Guarantee:
At any time and for any reason during the first twelve months of our relationship, if you don’t think Relaxing Retirement Coach is the best thing since “sliced bread,” we will return all fees paid and part friends.
This motivates us to only accept members who are serious about their financial future, and whom we believe can truly benefit from our unique program.
Q. What’s the first step?
A. There are two options depending on where you are in your planning process:
If you’re a dedicated saver between the age of 58 and 65, and you’d like to take advantage of a FREE Retirement Strategy Assessment™, which comes with the unconditional guarantee listed above, simply click here to schedule.
If you’d like to download the FREE Report: 3 Critical Strategies to Free Yourself From Your Dependence on Your Paycheck, simply click here to provide us with your name and email address.
Get in Touch
The Relaxing Retirement Coach, Inc.
Wellesley Office Park
80 William Street, Suite 260
Wellesley, MA 02481