Imagine for a moment that you have your grandchild sitting on your lap, and you’re telling stories about when you were younger…when all of a sudden, out of the blue, your grandchild asks, “what’s retirement?”
After you get over the shock of hearing that question from your grandchild, and wondering where he or she ever came up with “that one”, stop and think about how you would answer that question?
This is a big issue because how you define retirement is a major factor in how you will live the rest of your life.
Society’s Definition = ROADBLOCK
For years, society has defined retirement as that period of time in your life when you stop working…when you get to enjoy the fruits of your lifetime of work.
For many people I’ve I met with, that definition is perfect.
For many others, however, that definition is a big ROADBLOCK!
One of the reasons for this is they’re just not ready to stop working. They’ve done it for so long, and it has become so much a part of who they are, that the thought of not working scares them a little.
What I’ve discovered in studying and working hands-on with so many individuals and couples who now confidently continue their same (or better) lifestyle into their retirement years without worrying about money is that their goal is not necessarily to stop working.
They just want to know that they can afford to if they want to.
And, there’s a big difference. Knowing that you don’t “have” to work changes everything.
A Better Definition of Retirement For You
So, a better definition of retirement that you can tell your grandchild is spending all of your time doing exactly:
- what you want
- when you want
- where you want
- with whomever you choose
And, most importantly, all without living under the constraints of worrying about money, i.e. with no dependence on a paycheck from work to support you.
If that includes working, great! There is nothing wrong with that. In fact, for many of our Relaxing Retirement members, I encourage it.
As long as you’re not working because you think you “have” to.
To experience that, however, requires an abundance of financial confidence.
One of the biggest challenges I’ve witnessed over the last 30+ years is transitioning from working, receiving a paycheck, and saving money your whole life, to no longer receiving that paycheck from the work you do.
To make matters even more difficult, you then have to begin spending the money you’ve taken your entire life to save.
I understand how strange this feels, so we created The Relaxing Retirement Coaching Program™ to help you implement the essential strategies and mindsets needed for an anxiety-free transition from your working years to your retirement years.
The program helps answer three key questions about your retirement transition so you can free yourself from dependence on a paycheck and enjoy total financial independence:
- Do we have enough built up to stop working (if we choose to)?
- How much can we afford to spend without the anxiety of running out of money?
- How should we position our hard-earned savings to make it last?
Whether you choose to remain in your current field, migrate to a new pursuit, or start exploring more leisurely interests, you’ll feel prepared and confident making your decisions. Take advantage of a Free 2nd Opinion Retirement Strategy Assessment and find out if you’re on the right track.