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About Us

Program Overview

Relaxing-Retirement-Coach-Header-Logo

Home

About Us

Program Overview

You deserve to spend the 2nd phase of your life doing what you want to do, not what you have to do.

Unfortunately, the goals and conflicts of interest entrenched within the financial industry and the media can create a financial fog which can leave you feeling anxious and confused about your ability to transition to retirement without the constant fear of running out of money.

Implement these 3 critical strategies so you can confidently transition to the life you’ve earned.

Download Your Free Guide

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The unfair result of this Financial Fog is one of two paths that too many dedicated savers end up taking.

Watch this video now as Retirement Coach, Jack Phelps reveals the seldom taken third path to living the life you’ve earned.

Discover the third path to living the life you’ve earned.

When dedicated savers approach The Paycheck Dependency Threshold™, they take one of three paths:

RRC Which Path?

After 30+ years of hands-on work with hundreds of individuals and couples, I’ve witnessed how frustrated dedicated savers feel when they find themselves on path one or two.

I also know how liberating it is for them to discover there’s a third, clear option…a way to make confident, informed decisions during this transition which help them live life 100% on their terms.

Here’s the Bottom line: To free yourself from dependence on your paycheck and confidently transition to the life you’ve earned, you must have 3 critical strategies in place.

Download The Report Now

What’s in the Report?

  • 4 numbers you must know with 100% certainty to confidently transition to the life you’ve earned
  • How two couples with the same savings, social security, and pension retirement income can have completely different results
  • Tax saving strategies for withdrawing from your Retirement Bucket™ of Investments
  • The one number you must know before you invest
  • 3 key facts and principles every evidence-based investor must adhere to
  • The key answer you must know to confidently spend what you’ve saved without fear
Download The Report Now
Jack Phelps

Jack Phelps, Relaxing Retirement Coach founder: Prior to developing The Relaxing Retirement Coaching Program™, Jack spent five years as a registered representative with Prudential Financial Services. In 1989, Jack graduated from Holy Cross College in Worcester, MA with a B.A. in Economics. Jack lives in Natick, MA and Chatham, MA with his wife, Colleen, and their two children, Caroline and Michael.

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Are you ready for total financial independence?


Download the FREE guide “3 Critical Strategies to Free Yourself from Dependence on Your Paycheck.”

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ASSESS: Retirement Strategy Assessment™

The assessment that helps you determine:

  • What questions should we be asking as we approach our retirement transition?
  • Are we on the right track given our retirement priorities?
  • What costly investment mistakes are we making?
  • What tax-saving opportunities are we missing?
  • What investment, cash flow, and risk management strategies should we focus on?
  • How can we protect ourselves and avoid hidden conflicts of interest?
  • Can we benefit from The Relaxing Retirement Coaching Program™?

MANAGE: Retirement Blueprint Management Program™

Your pre-scheduled Retirement Blueprint™ Reassessments and Retirement Bucket Reviews provide you with the step-by-step missing structure and disciplined support system you need to maintain your financial confidence in all financial conditions. You have answers to all of your questions so you can continue to live the life you’ve earned.

  • Are we still on the right track given our retirement priorities?
  • Can we afford to continue our pace of spending and gifting to our family?
  • Is our evidence-based investment system working and providing the market rates of return we need to protect our purchasing power and make our Retirement Bucket™ of investments last?
  • What is our strategy when the stock market crashes?
  • Are we on track to meet our IRA Required Minimum Distribution?
  • What is our strategy when tax laws change? Is our withdrawal strategy to support our cash flow needs still tax efficient?
  • Should we reposition our investment holdings to reduce our taxes? Can we benefit from tax loss harvesting?
  • How can we strategically donate to our favorite charities and schools?
  • How should we pay for our next car?
  • How much can we afford to help our family financially? What’s the best strategy?
  • How can we prepare our family for when we’re no longer here so it’s financially seamless and not a burden to them?

IMPLEMENT: Retirement Blueprint Implementation™

Our dedicated team helps you coordinate and implement each step in your custom-designed Retirement Blueprint™ Action Plan answering your most important questions:

  • What steps should we take to implement our Retirement Blueprint™ Action Plan?
  • Who handles all the necessary paperwork and phone calls to get us on track so we don’t make costly mistakes?
  • How are deposits delivered from our Retirement Bucket™ of investments directly to our checking account for our cash flow needs?
  • Who will help us draft and coordinate our updated estate plan, and help re-title our assets and beneficiaries?
  • Who can help us independently shop for cost-effective insurance coverages: home, auto, umbrella, life, and long term care (if we need to update coverages)?
  • How and where can we independently monitor our investments on-line when we want to?

BLUEPRINT: Retirement Blueprint Development™ and Review

A meticulous step-by-step Retirement Blueprint™ is crafted and reviewed with you answering your most important questions:

  • Can we afford to stop working and retire (if we choose to)?
  • How much can we afford to spend without running out of money?
  • What investment rate of return do we have to earn to outpace inflation and protect our purchasing power?
  • What evidence-based system should we use to help our Retirement Bucket™ of investments last in all market conditions?
  • Which investment accounts should we draw from to support our spending needs each year?
  • When should we strategically begin accessing social security?
  • What is our short and long-term strategy to reduce our income taxes and increase cash flow?
  • What are cost-effective ways to protect ourselves if we get sick and need care?
  • What steps should we take to protect my spouse when I’m not here?
  • How can we make sure that everything we’ve worked so hard for seamlessly passes to who we want without delays, probate fees and estate taxes?
  • Can we afford to buy a vacation home or should we rent?
  • Can we afford to help our grandchildren with college costs?

PREPARE: Retirement Confidence Preparation System™

Access the essential tools and resources for preparing personal financial information so you can make accurate, calm, rational decisions based on your unique circumstances and priorities, including:

  • What is our retirement timeline of important dates and deadlines?
  • What information do we need to make educated retirement decisions?
  • What tools can we use to determine what our ideal retirement lifestyle will cost?
  • How should we prepare for large expenses in the future?
  • How much will we receive from pensions and social security under all scenarios?
  • What cost of living raises can we expect?
  • How much do we have we built up in our Retirement Bucket™ of investments?
  • How will each of our investments be taxed?